Investments

Investments

Whether you are putting a little money aside every month or have just come into a small fortune, there is an investment strategy to suit.

Below we highlight some of the options we use and how we apply these to different situations:

First Investment

Investing for the first time can be daunting. We will help you make those first steps with the safety of our oversight and experience. We will help bring investing to life and tailor your investment plan to your means and goals.

We believe the best outcomes come from helping you understand what you are investing in, and why. We are on hand to make sure you always feel comfortable, and most importantly stay the course.

Investing Responsibly

When investing we are investing in the companies that operate in the world around us. It’s only natural that we want to consider exactly which companies are benefiting from our investments.

To do this we look at a funds Environmental, Social and Governance (ESG) factors and through the support of our network we have a framework for rating both investments and investment providers on this basis. This gives you the confidence you are doing good through your investing.

Accumulation

You may now be reaching a point where you have increasing spare funds or have come into money and considering what’s next. Investing a little is easy, committing more heavily to really pursue long term wealth creation is harder.

We will help you by identifying your new risk tolerances, your time horizons and manage how quickly to invest. For larger sums we have a variety of account types to reduces taxes as much as possible as wealth grows.

Decumulation

Living off an investment pot and making it last can be challenging. When accessing funds there are certain types of investment that are better for this type of situation and within a portfolio of investments there may be times when it makes more sense to sell some assets rather than others.

Wealth Preservation

Sometimes there’s isn’t a particular need to grow money and theres no need to access it. For clients looking to preserve their wealth we aim to marginally beat inflation to preserve the purchasing power of the funds with the minimal risk possible.

Tax Advantaged Investments

There are types of investments that tend to carry more risk, but, offer the potential for greater returns and attractive tax benefits. Typically these are smaller or unlisted companies and whilst these are not right for everyone they can help offer a higher growth tilt to a portfolio and can become very useful in long term tax planning.