Terms and Conditons, Privacy Policy, and Cookie Notice

Terms and Conditions

Eclipse Financial Planning is a trading style of Rosemount Financial Solutions Limited who is an appointed representative of Quilter Financial Planning Limited and Quilter Mortgage Planning Limited who are authorised and regulated by the Financial Conduct Authority.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Access to and use of this site, ‘this site’ being defined as the content made available via this website is provided by Eclipse Financial Planning subject to the following terms of use.

Jurisdiction for use
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Accordingly, this site is intended for use by those who can access it from within the UK. By using this site, you agree to be legally bound by these terms, which shall take effect immediately on your first use of this site.

Governing Law
This site is governed by the laws of the country of the UK within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws.

Changes
Eclipse Financial Planning may change these terms at any time by posting changes online.

If you do not agree to be legally bound by all the following terms, please do not access or use this website.

Availability
This site’s content, including the information, names, images, pictures, logos and icons regarding or relating to Eclipse Financial Planning and its products and services, is provided “AS IS” and on an “IS AVAILABLE” basis without any representations or any kind of warranty made (whether express or implied by law) to the extent permitted by law, including the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

Accuracy and Validity
Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and up-to-date, Eclipse Financial Planning does not warrant that the functions and information content contained in this site will be uninterrupted or error free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or bugs. It is your responsibility to ensure that your computer is virus protected.

Liability
Under no circumstances will Eclipse Financial Planning be liable for any of the following losses or damage (whether such losses were foreseen, foreseeable, known or otherwise): (a) loss of data; (b) loss of revenue or anticipated profits; (c) loss of business; (d) loss of opportunity; (e) loss of goodwill or injury to reputation; (f) losses suffered by third parties; or (g) any indirect, consequential, special or exemplary damages arising from the use of this site regardless of the form of action.

Third Party Websites
This website may also contain hypertext links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third-party website and will be governed by separate terms and conditions. Eclipse Financial Planning provide links for convenience, but the inclusion of any link does not imply endorsement in any way of the site to which it links. Eclipse Financial Planning is not responsible for the accuracy of the information contained within the sites.

Privacy Policy

Eclipse Financial Planning has established this Online Privacy Policy so that you can understand the care with which we intend to treat your Personal Information.

Personal Information means any information that may be used to identify an individual, including, but not limited to, a first and last name, a home or other physical address, an e-mail address or other contact information, whether at work or at home. In general, you can use the Eclipse Financial Planning web site without telling us who you are or revealing any Personal Information about yourself.

If you choose to provide us with your Personal Information on the web, we may transfer that Information, within Eclipse Financial Planning, but the information will be held within the UK, in accordance with the General Data Protection Regulation 2016 and the Data Protection Act 2018. In no case is data shared or sold to, any third party.

 

 

Cookies and Other Tracking Technologies

Some of our web pages utilise “cookies” and other tracking technologies. A “cookie” is a small text file that may be used, for example, to collect information about web site activity. Some cookies and other technologies may serve to recall Personal Information previously indicated by a web user. Most browsers allow you to control cookies, including whether or not to accept them and how to remove them.

You may set most browsers to notify you if you receive a cookie or you may choose to block cookies with your browser, but please note that if you choose to erase or block your cookies, you will need to re-enter your original user ID and password to gain access to certain parts of the web site. Tracking technologies may record information such as Internet domain and host names; Internet protocol (IP) addresses; browser software and operating system types; clickstream patterns; and dates and times that our site is accessed. Our use of cookies and other tracking technologies allows us to improve our web site and your web experience. We may also analyse information that does not contain Personal Information for trends and statistics.

 

 

To protect your privacy, we have adopted the following principles:

Notice

Where Eclipse Financial Planning collects Personal Information on the web, we intend to post a purpose statement that explains why Personal Information will be collected.

Choice

You may choose whether or not to provide Personal Information to Eclipse Financial Planning. The notice we intend to provide where Eclipse Financial Planning collects Personal Information on the web should help you to make this choice.

If you choose not to provide the Personal Information, we request you may be unable to fully utilise the services provided by Eclipse Financial Planning. If you chose to have a relationship with Eclipse Financial Planning, such as a contractual or other business relationship or partnership, we will naturally continue to contact you in connection with that business relationship.

Security

Wherever your Personal Information may be held within Eclipse Financial Planning, we intend to take reasonable and appropriate steps to protect the Personal Information that you share with us from unauthorised access or disclosure.

Access / Accuracy

To the extent that you do provide us with Personal Information, Eclipse Financial Planning wishes to maintain accurate Personal Information. Where we collect Personal Information from you on the web, our goal is to provide a means of contacting Eclipse Financial Planning should you need to update or correct that Information. If for any reason those means are unavailable or inaccessible, you may send updates and corrections about your Personal Information to tom.kesterton@eclipsefinancialplanning.co.uk and we will make reasonable efforts to incorporate the changes in your Personal Information that we hold as soon as practicable.

Children’s Privacy

Eclipse Financial Planning website is not structured to attract children. Accordingly, we do not intend to collect Personal Information from anyone we know to be under 16 years of age.

Commitment

We are committed to privacy and support current industry initiatives to preserve individual privacy rights on the Internet. Protecting your privacy on-line is an evolving area and this website will constantly evolve to meet these demands

If you have any comments or questions regarding our Online Privacy Policy, please contact us at tom.kesterton@eclipsefinancialplanning.co.uk. We will address any issue to the best of our abilities as soon as possible.

Your Consent

By using this web site, you consent to the terms of our Online Privacy Policy and to our processing of Personal Information for the purposes given above as well as those explained where we request Personal Information on the web.

Cookie Notice

Some of our web pages utilise “cookies” and other tracking technologies. A “cookie” is a small text file that may be used, for example, to collect information about web site activity. Some cookies and other technologies may serve to recall Personal Information previously indicated by a web user. Most browsers allow you to control cookies, including whether or not to accept them and how to remove them.

By using the site, you accept the use of cookies. You may control the cookies used by the Site by modifying the settings in your browser to change your cookie preferences. If cookies are disabled, this may mean that the Site will not work effectively. For more detailed information about cookies and how they can be managed and deleted please visit allaboutcookies.org.  Tracking technologies may record information such as Internet domain and host names; Internet protocol (IP) addresses; browser software and operating system types; clickstream patterns; and dates and times that our site is accessed. Our use of cookies and other tracking technologies allows us to improve our web site and your web experience. We may also analyse information that does not contain Personal Information for trends and statistics.

 

We use cookies to:

  • Make our website work as you would expect
  • Remember your settings between visits to our site
  • Improve the speed and security of the site
  • Make continuous improvements to our website

Cookies are not used to:

  • Collect personally identifiable information
  • Collect sensitive information
  • Pass data to advertising networks
  • Pass personally identifiable data to third parties

 

Disabling cookies

If you are not happy with the use of cookies on our site then you may disable them from within your browser settings, however, this may impact the functionality of our site and certain things may not work as expected.

For more information about disabling cookies please see the following guides depending on which Internet browser you are using:

Mozilla Firefox: http://support.mozilla.com/en-US/kb/Cookies

Internet Explorer: http://support.microsoft.com/kb/196955

Google Chrome: http://support.google.com/chrome/bin/answer.py?hl=en&answer=95647

Safari: http://support.apple.com/kb/PH5042

 

Cookies used on our site

Our site, like most websites, includes functionality provided by third parties. An example of this might be an embedded YouTube video. Disabling these cookies will likely break the functionality of the services offered by the third parties.

We also use cookies to compile visitor statistics such as how many people have visited our site, which pages are visited the most, which technology is being used to access our site (e.g. whether a mobile device or desktop PC and which browser is being used) and how long people spend on our site.  These statistics aid in the continuous improvement of our site.  These analytics are completely anonymous and no personally identifiable information is recorded.  These cookies are provided by Google Analytics.

It may be that you are concerned cookies related to so called spyware.  In this instance, rather than disabling cookies in your browser (which would limit functionality), it may be preferable to install some anti-spyware software which would automatically block or delete cookies that may be considered a threat or invasive.

This website uses cookies. We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. We also share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services. You consent to our cookies if you continue to use our website.

Cookies are small text files that can be used by websites to make a user’s experience more efficient.

The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies, we need your permission.

This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages.

You can at any time change or withdraw your consent from the Cookie Declaration on our website.

Learn more about who we are, how you can contact us and how we process personal data in our Privacy Policy.

Your consent applies to the following domains: eclipsefinancialplanning.co.uk