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Psychology of the Market Cycle Insights

At Eclipse Financial Planning we focus on long-term investing to support clients through their financial lives. Over the long-term, we often mention the potential loss in a bad year which will happen from time to time. Here, we breakdown the pattern of a typical...

Critical Illness for Imperfect Health

Poor Health? We might still get you covered. Are you considering critical illness insurance but worried about some black marks on your medical history? The truth is, most of us don’t fit the mould of perfect health. In this article, we’ll tackle the...

How to Use Level Term Insurance

How should you use Level term Life insurance? Level term Life insurance is used to pay out a fixed amount should the life assured pass away whilst the policy is active. Here are a few simple examples of how people use level term insurance to protect their loved ones...

Life Insurance for Parents

What are the Insurance considerations now you are a parent? Whether your kids are growing up or you have a newborn and are starting a family for the first time, your family needs protection from the unexpected. Family finances are often stretched, and this means that...

Life Insurance for Young People

I’m young, why do I need insurance? When we are young and healthy you tend not to think about insurance beyond our car or maybe our phone, but it might pay to think again. When we are younger, we have fewer resources, but value being independent above all else. In our...

Worried You Might Be Uninsurable?

Are you worried you might be uninsurable? No one is perfect, and insurance companies know this. More importantly, they want to do business and that means they want to offer insurance, if they can. Many people worry they are a lost cause, and nothing could be further...